APPLY FOR A DEBT-CONSOLIDTION GRANT
Loan/Grant applications will be accepted from
October 24, 2026, through June 30, 2027
Dear Applicant/Lender:
When you have the following documents, we can begin the eligibility and underwriting process:
First Time Homebuyer Certificate through a Homebuyer Education Class (WSHFC has a list of Housing Counseling Organizations. Please scroll to obtain a list). Link
Housing Counseling one-one-one session that includes developing a budget. (WSHFC has a list of Housing Counseling Organizations. Please scroll down to obtain a list). Link
Secure a lender that you are working with to obtain an approval letter. (WSHFC has a list of lenders). Link
Once you have the above documents, complete the below pre-application, and submit it to Healthy Smart Homes Inc., Once HSH receives the pre-application, we will send you an invitation through an email to create a username and password, within the ONE HUB portal.
Once you register a Username and Password, additional instructions will be provided on how to access the ONE HUB portal to upload documents and receive messages.
Preliminary Application: